Finance (Real estate), Mortgage rates 1.0.0
| Template | Finance (Real estate), tpl_abd904ec6309 |
|---|---|
| Variant | Mortgage rates |
| Version | 1.0.0, the newest: what a channel following this variant draws |
| Shapes | 9x16, 4x5, 1x1, 16x9, 2x3 |
| Length | 19 seconds |
Example video
The 1x1 cut of this version, drawn from its own worked example. Open the video on its own.
What it accepts
This week's mortgage rates for buyers: a house photo with the status ribbon, the headline and the date, a calm rate table with each product's rate and its change, and the example repayment, complete on the first frame. Then each rate is lit in turn, the example follows, then the agent and the button. The brokerage and disclosure stay on screen. About two seconds a rate. metaData is never drawn.
| Field | Type | Required | Limit | What it is |
|---|---|---|---|---|
clipData | group | yes | Clip data: Everything drawn in the clip: the status ribbon, the headline, the date, the rates with their changes, the example, the photo, the call to action, the brokerage and the disclosure. | |
clipData.status | text | up to 24 characters | Status ribbon: The words on the ribbon over the photo, such as Rates this week or Rate update. | |
clipData.headline | text | up to 64 characters | Headline: The rates in a few words, above the table. | |
clipData.asOf | text | up to 32 characters | As of: When the rates were taken, written as it should be shown, beside a calendar mark. | |
clipData.rates | list | yes | at least 1, up to 6 | Rates: One to six products in the order they are shown, each lit in turn, adding about two seconds. Every rate is shown with the same number of decimals, at least two. |
clipData.rates[] | group | Rate | ||
clipData.rates[].product | text | yes | up to 32 characters | Product: The mortgage, such as 5-year fixed or Tracker, 2 years. |
clipData.rates[].rate | number | yes | from 0, to 100, 3 decimals | Rate: The rate itself, such as 4.29 for 4.29%. Shown exactly as sent. |
clipData.rates[].unit | text | up to 12 characters | Unit: What the rate is, such as % or % APRC. A percent sign at its start stays on the figure, the rest is set small after it. | |
clipData.rates[].change | number | from -100, to 100, 2 decimals | Change: The change since the last rates in percentage points, signed, such as -0.12. Shown after the rate with an arrow in your up or down colour; the rate moves from the old to the new as it is lit. | |
clipData.example | group | Example: An example repayment on a tile under the table, set exactly as sent. Leave it out to show none. | ||
clipData.example.label | text | up to 48 characters | Label: What the example is, such as On 300,000 over 25 years at 4.29%. | |
clipData.example.value | text | up to 24 characters | Figure: The repayment exactly as it should be shown, such as 1,632 a month. | |
clipData.photo | image | media:// file from the media library, alt text up to 120 characters | Photo: A photo of a home, with its description as alt text. Any shape; it fills its box, cropped from its middle, beside or above the table where there is room. | |
clipData.cta | group | Call to action: The button at the end and the line under it, such as a web address, a handle or a phone number. | ||
clipData.cta.label | text | yes | up to 28 characters | Button: What the button says. |
clipData.cta.detail | text | up to 48 characters | Line under it: An address, a handle, an app, a phone number. | |
clipData.brokerage | text | yes | up to 60 characters | Brokerage: Your licensed brokerage name, set prominently in the header on every frame. |
clipData.disclosure | text | up to 300 characters | Disclosure: The licence and the statements the law asks for, such as the representative example and the risk to a home, shown above your footer line from the first frame to the last. A long one is set smaller, never cut. | |
clipData.look | group | Look: How the clip looks and moves. The same six switches in every format (theme, pace, corners, alignment, logo, logo size). Leave any out for the package's default: the brand's colours, calm, softly rounded, text at the start. | ||
clipData.look.theme | enum | brand, light, dark, bold | Theme: Brand: your brand's own colours and background. Light or dark: a page tinted with your brand colour. Bold: your brand colour as the page. | |
clipData.look.pace | enum | calm, standard, punchy | Pace: How things arrive: calm fades, a standard rhythm, or punchy slams and hard cuts. | |
clipData.look.corners | enum | square, soft, round | Corners: The shape of cards, pictures and buttons. | |
clipData.look.align | enum | start, centre | Text alignment: Where the text lines up. | |
clipData.look.logo | enum | auto, free | Logo: The style's own: the logo on a small plate so it reads on any page. As it is: the logo whole, with no plate, frame or crop, for a logo made to stand on the page, such as one with a transparent background. As it is, make sure your logo reads on the page of the theme you choose. | |
clipData.look.logoSize | enum | auto, small, large | Logo size: Standard is the style's own size. Small draws the logo a fifth smaller, with its plate. Large draws it a quarter larger wherever the style has room for it, and at the standard size where it has none. | |
metaData | group | Meta data: Everything about the post that is never drawn in the clip: its title, its description in four lengths, one per kind of platform, and its hashtags. Reelwire adds the brand's description, link and hashtags after it. Left out, the post text is generated from the clip data. | ||
metaData.title | text | up to 100 characters | Title: Used where the platform has a title of its own: Facebook Feed, LinkedIn, Pinterest and YouTube. Up to 100 characters, which every one of them takes. | |
metaData.captionTiny | text | up to 200 characters | Tiny description (Pinterest, Threads, X): Up to 200 characters. The brand's description, link and hashtags follow it within the platform's limit. | |
metaData.captionShort | text | up to 500 characters | Short description (Telegram, Threema, WeChat, WhatsApp): Up to 500 characters. The brand's description, link and hashtags follow it within the platform's limit. | |
metaData.captionMedium | text | up to 1500 characters | Medium description (Discord, Facebook Reels, Instagram, LinkedIn, Signal, Slack, TikTok): Up to 1500 characters. The brand's description, link and hashtags follow it within the platform's limit. | |
metaData.captionLong | text | up to 4000 characters | Long description (Facebook Feed, YouTube): Up to 4000 characters. The brand's description, link and hashtags follow it within the platform's limit. | |
metaData.hashtags | list | up to 15 | Hashtags: Written without the #. Up to 15, which every platform takes. | |
metaData.hashtags[] | text | up to 60 characters | Hashtag |
locales carries other languages: under each language code, the parts of clipData and metaData that differ, laid over the default, so a language with no copy still renders.
A picture is always a file from your media library: media:// followed by its id or its name.
Anything the table does not list is refused, and so is anything over its limit, with a 400
schema_validation error that names the field.
The JSON Schema
{
"type": "object",
"properties": {
"clipData": {
"type": "object",
"properties": {
"status": {
"type": "string",
"maxLength": 24,
"title": "Status ribbon",
"description": "The words on the ribbon over the photo, such as Rates this week or Rate update."
},
"headline": {
"type": "string",
"maxLength": 64,
"title": "Headline",
"description": "The rates in a few words, above the table."
},
"asOf": {
"type": "string",
"maxLength": 32,
"title": "As of",
"description": "When the rates were taken, written as it should be shown, beside a calendar mark."
},
"rates": {
"type": "array",
"items": {
"type": "object",
"properties": {
"product": {
"type": "string",
"maxLength": 32,
"title": "Product",
"description": "The mortgage, such as 5-year fixed or Tracker, 2 years."
},
"rate": {
"type": "number",
"minimum": 0,
"maximum": 100,
"title": "Rate",
"description": "The rate itself, such as 4.29 for 4.29%. Shown exactly as sent."
},
"unit": {
"type": "string",
"maxLength": 12,
"title": "Unit",
"description": "What the rate is, such as % or % APRC. A percent sign at its start stays on the figure, the rest is set small after it."
},
"change": {
"type": "number",
"minimum": -100,
"maximum": 100,
"title": "Change",
"description": "The change since the last rates in percentage points, signed, such as -0.12. Shown after the rate with an arrow in your up or down colour; the rate moves from the old to the new as it is lit."
}
},
"required": [
"product",
"rate"
],
"additionalProperties": false,
"title": "Rate"
},
"minItems": 1,
"maxItems": 6,
"title": "Rates",
"description": "One to six products in the order they are shown, each lit in turn, adding about two seconds. Every rate is shown with the same number of decimals, at least two."
},
"example": {
"type": "object",
"properties": {
"label": {
"type": "string",
"maxLength": 48,
"title": "Label",
"description": "What the example is, such as On 300,000 over 25 years at 4.29%."
},
"value": {
"type": "string",
"maxLength": 24,
"title": "Figure",
"description": "The repayment exactly as it should be shown, such as 1,632 a month."
}
},
"additionalProperties": false,
"title": "Example",
"description": "An example repayment on a tile under the table, set exactly as sent. Leave it out to show none."
},
"photo": {
"type": "object",
"properties": {
"url": {
"type": "string",
"maxLength": 2048,
"pattern": "^media:\\/\\/[^\\s/\\\\\\u0000-\\u001f][^/\\\\\\u0000-\\u001f]{0,254}$",
"title": "Picture",
"description": "A file from the workspace's media library, written media:// and the file's id or name. A web address is refused."
},
"alt": {
"type": "string",
"maxLength": 120,
"title": "Alt text",
"description": "What the picture shows, for anyone who cannot see it."
}
},
"required": [
"url"
],
"additionalProperties": false,
"title": "Photo",
"description": "A photo of a home, with its description as alt text. Any shape; it fills its box, cropped from its middle, beside or above the table where there is room."
},
"cta": {
"type": "object",
"properties": {
"label": {
"type": "string",
"maxLength": 28,
"title": "Button",
"description": "What the button says."
},
"detail": {
"type": "string",
"maxLength": 48,
"title": "Line under it",
"description": "An address, a handle, an app, a phone number."
}
},
"required": [
"label"
],
"additionalProperties": false,
"title": "Call to action",
"description": "The button at the end and the line under it, such as a web address, a handle or a phone number."
},
"brokerage": {
"type": "string",
"maxLength": 60,
"title": "Brokerage",
"description": "Your licensed brokerage name, set prominently in the header on every frame."
},
"disclosure": {
"type": "string",
"maxLength": 300,
"title": "Disclosure",
"description": "The licence and the statements the law asks for, such as the representative example and the risk to a home, shown above your footer line from the first frame to the last. A long one is set smaller, never cut."
},
"look": {
"type": "object",
"properties": {
"theme": {
"type": "string",
"enum": [
"brand",
"light",
"dark",
"bold"
],
"title": "Theme",
"description": "Brand: your brand's own colours and background. Light or dark: a page tinted with your brand colour. Bold: your brand colour as the page.",
"enumNames": [
"Brand colours",
"Light",
"Dark",
"Bold brand colour"
]
},
"pace": {
"type": "string",
"enum": [
"calm",
"standard",
"punchy"
],
"title": "Pace",
"description": "How things arrive: calm fades, a standard rhythm, or punchy slams and hard cuts.",
"enumNames": [
"Calm",
"Standard",
"Punchy"
]
},
"corners": {
"type": "string",
"enum": [
"square",
"soft",
"round"
],
"title": "Corners",
"description": "The shape of cards, pictures and buttons.",
"enumNames": [
"Square",
"Softly rounded",
"Round"
]
},
"align": {
"type": "string",
"enum": [
"start",
"centre"
],
"title": "Text alignment",
"description": "Where the text lines up.",
"enumNames": [
"At the start of the line",
"Centred"
]
},
"logo": {
"type": "string",
"enum": [
"auto",
"free"
],
"title": "Logo",
"description": "The style's own: the logo on a small plate so it reads on any page. As it is: the logo whole, with no plate, frame or crop, for a logo made to stand on the page, such as one with a transparent background. As it is, make sure your logo reads on the page of the theme you choose.",
"enumNames": [
"The style's own",
"As it is, no plate or crop"
]
},
"logoSize": {
"type": "string",
"enum": [
"auto",
"small",
"large"
],
"title": "Logo size",
"description": "Standard is the style's own size. Small draws the logo a fifth smaller, with its plate. Large draws it a quarter larger wherever the style has room for it, and at the standard size where it has none.",
"enumNames": [
"Standard",
"Small",
"Large"
]
}
},
"additionalProperties": false,
"title": "Look",
"description": "How the clip looks and moves. The same six switches in every format (theme, pace, corners, alignment, logo, logo size). Leave any out for the package's default: the brand's colours, calm, softly rounded, text at the start."
}
},
"required": [
"rates",
"brokerage"
],
"additionalProperties": false,
"title": "Clip data",
"description": "Everything drawn in the clip: the status ribbon, the headline, the date, the rates with their changes, the example, the photo, the call to action, the brokerage and the disclosure."
},
"metaData": {
"type": "object",
"properties": {
"title": {
"type": "string",
"maxLength": 100,
"title": "Title",
"description": "Used where the platform has a title of its own: Facebook Feed, LinkedIn, Pinterest and YouTube. Up to 100 characters, which every one of them takes."
},
"captionTiny": {
"type": "string",
"maxLength": 200,
"title": "Tiny description (Pinterest, Threads, X)",
"description": "Up to 200 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"captionShort": {
"type": "string",
"maxLength": 500,
"title": "Short description (Telegram, Threema, WeChat, WhatsApp)",
"description": "Up to 500 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"captionMedium": {
"type": "string",
"maxLength": 1500,
"title": "Medium description (Discord, Facebook Reels, Instagram, LinkedIn, Signal, Slack, TikTok)",
"description": "Up to 1500 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"captionLong": {
"type": "string",
"maxLength": 4000,
"title": "Long description (Facebook Feed, YouTube)",
"description": "Up to 4000 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"hashtags": {
"type": "array",
"items": {
"type": "string",
"maxLength": 60,
"title": "Hashtag"
},
"maxItems": 15,
"title": "Hashtags",
"description": "Written without the #. Up to 15, which every platform takes."
}
},
"additionalProperties": false,
"title": "Meta data",
"description": "Everything about the post that is never drawn in the clip: its title, its description in four lengths, one per kind of platform, and its hashtags. Reelwire adds the brand's description, link and hashtags after it. Left out, the post text is generated from the clip data."
},
"locales": {
"type": "object",
"additionalProperties": {
"type": "object",
"properties": {
"clipData": {
"type": "object",
"properties": {
"status": {
"type": "string",
"maxLength": 24,
"title": "Status ribbon",
"description": "The words on the ribbon over the photo, such as Rates this week or Rate update."
},
"headline": {
"type": "string",
"maxLength": 64,
"title": "Headline",
"description": "The rates in a few words, above the table."
},
"asOf": {
"type": "string",
"maxLength": 32,
"title": "As of",
"description": "When the rates were taken, written as it should be shown, beside a calendar mark."
},
"rates": {
"type": "array",
"items": {
"type": "object",
"properties": {
"product": {
"type": "string",
"maxLength": 32,
"title": "Product",
"description": "The mortgage, such as 5-year fixed or Tracker, 2 years."
},
"rate": {
"type": "number",
"minimum": 0,
"maximum": 100,
"title": "Rate",
"description": "The rate itself, such as 4.29 for 4.29%. Shown exactly as sent."
},
"unit": {
"type": "string",
"maxLength": 12,
"title": "Unit",
"description": "What the rate is, such as % or % APRC. A percent sign at its start stays on the figure, the rest is set small after it."
},
"change": {
"type": "number",
"minimum": -100,
"maximum": 100,
"title": "Change",
"description": "The change since the last rates in percentage points, signed, such as -0.12. Shown after the rate with an arrow in your up or down colour; the rate moves from the old to the new as it is lit."
}
},
"required": [
"product",
"rate"
],
"additionalProperties": false,
"title": "Rate"
},
"minItems": 1,
"maxItems": 6,
"title": "Rates",
"description": "One to six products in the order they are shown, each lit in turn, adding about two seconds. Every rate is shown with the same number of decimals, at least two."
},
"example": {
"type": "object",
"properties": {
"label": {
"type": "string",
"maxLength": 48,
"title": "Label",
"description": "What the example is, such as On 300,000 over 25 years at 4.29%."
},
"value": {
"type": "string",
"maxLength": 24,
"title": "Figure",
"description": "The repayment exactly as it should be shown, such as 1,632 a month."
}
},
"additionalProperties": false,
"title": "Example",
"description": "An example repayment on a tile under the table, set exactly as sent. Leave it out to show none."
},
"photo": {
"type": "object",
"properties": {
"url": {
"type": "string",
"maxLength": 2048,
"pattern": "^media:\\/\\/[^\\s/\\\\\\u0000-\\u001f][^/\\\\\\u0000-\\u001f]{0,254}$",
"title": "Picture",
"description": "A file from the workspace's media library, written media:// and the file's id or name. A web address is refused."
},
"alt": {
"type": "string",
"maxLength": 120,
"title": "Alt text",
"description": "What the picture shows, for anyone who cannot see it."
}
},
"required": [
"url"
],
"additionalProperties": false,
"title": "Photo",
"description": "A photo of a home, with its description as alt text. Any shape; it fills its box, cropped from its middle, beside or above the table where there is room."
},
"cta": {
"type": "object",
"properties": {
"label": {
"type": "string",
"maxLength": 28,
"title": "Button",
"description": "What the button says."
},
"detail": {
"type": "string",
"maxLength": 48,
"title": "Line under it",
"description": "An address, a handle, an app, a phone number."
}
},
"additionalProperties": false,
"title": "Call to action",
"description": "The button at the end and the line under it, such as a web address, a handle or a phone number."
},
"brokerage": {
"type": "string",
"maxLength": 60,
"title": "Brokerage",
"description": "Your licensed brokerage name, set prominently in the header on every frame."
},
"disclosure": {
"type": "string",
"maxLength": 300,
"title": "Disclosure",
"description": "The licence and the statements the law asks for, such as the representative example and the risk to a home, shown above your footer line from the first frame to the last. A long one is set smaller, never cut."
},
"look": {
"type": "object",
"properties": {
"theme": {
"type": "string",
"enum": [
"brand",
"light",
"dark",
"bold"
],
"title": "Theme",
"description": "Brand: your brand's own colours and background. Light or dark: a page tinted with your brand colour. Bold: your brand colour as the page.",
"enumNames": [
"Brand colours",
"Light",
"Dark",
"Bold brand colour"
]
},
"pace": {
"type": "string",
"enum": [
"calm",
"standard",
"punchy"
],
"title": "Pace",
"description": "How things arrive: calm fades, a standard rhythm, or punchy slams and hard cuts.",
"enumNames": [
"Calm",
"Standard",
"Punchy"
]
},
"corners": {
"type": "string",
"enum": [
"square",
"soft",
"round"
],
"title": "Corners",
"description": "The shape of cards, pictures and buttons.",
"enumNames": [
"Square",
"Softly rounded",
"Round"
]
},
"align": {
"type": "string",
"enum": [
"start",
"centre"
],
"title": "Text alignment",
"description": "Where the text lines up.",
"enumNames": [
"At the start of the line",
"Centred"
]
},
"logo": {
"type": "string",
"enum": [
"auto",
"free"
],
"title": "Logo",
"description": "The style's own: the logo on a small plate so it reads on any page. As it is: the logo whole, with no plate, frame or crop, for a logo made to stand on the page, such as one with a transparent background. As it is, make sure your logo reads on the page of the theme you choose.",
"enumNames": [
"The style's own",
"As it is, no plate or crop"
]
},
"logoSize": {
"type": "string",
"enum": [
"auto",
"small",
"large"
],
"title": "Logo size",
"description": "Standard is the style's own size. Small draws the logo a fifth smaller, with its plate. Large draws it a quarter larger wherever the style has room for it, and at the standard size where it has none.",
"enumNames": [
"Standard",
"Small",
"Large"
]
}
},
"additionalProperties": false,
"title": "Look",
"description": "How the clip looks and moves. The same six switches in every format (theme, pace, corners, alignment, logo, logo size). Leave any out for the package's default: the brand's colours, calm, softly rounded, text at the start."
}
},
"additionalProperties": false,
"title": "Clip data",
"description": "Everything drawn in the clip: the status ribbon, the headline, the date, the rates with their changes, the example, the photo, the call to action, the brokerage and the disclosure."
},
"metaData": {
"type": "object",
"properties": {
"title": {
"type": "string",
"maxLength": 100,
"title": "Title",
"description": "Used where the platform has a title of its own: Facebook Feed, LinkedIn, Pinterest and YouTube. Up to 100 characters, which every one of them takes."
},
"captionTiny": {
"type": "string",
"maxLength": 200,
"title": "Tiny description (Pinterest, Threads, X)",
"description": "Up to 200 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"captionShort": {
"type": "string",
"maxLength": 500,
"title": "Short description (Telegram, Threema, WeChat, WhatsApp)",
"description": "Up to 500 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"captionMedium": {
"type": "string",
"maxLength": 1500,
"title": "Medium description (Discord, Facebook Reels, Instagram, LinkedIn, Signal, Slack, TikTok)",
"description": "Up to 1500 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"captionLong": {
"type": "string",
"maxLength": 4000,
"title": "Long description (Facebook Feed, YouTube)",
"description": "Up to 4000 characters. The brand's description, link and hashtags follow it within the platform's limit."
},
"hashtags": {
"type": "array",
"items": {
"type": "string",
"maxLength": 60,
"title": "Hashtag"
},
"maxItems": 15,
"title": "Hashtags",
"description": "Written without the #. Up to 15, which every platform takes."
}
},
"additionalProperties": false,
"title": "Meta data",
"description": "Everything about the post that is never drawn in the clip: its title, its description in four lengths, one per kind of platform, and its hashtags. Reelwire adds the brand's description, link and hashtags after it. Left out, the post text is generated from the clip data."
}
},
"additionalProperties": false
},
"propertyNames": {
"enum": [
"aa",
"ab",
"ae",
"af",
"ak",
"am",
"an",
"ar",
"as",
"av",
"ay",
"az",
"ba",
"be",
"bg",
"bi",
"bm",
"bn",
"bo",
"br",
"bs",
"ca",
"ce",
"ch",
"co",
"cr",
"cs",
"cu",
"cv",
"cy",
"da",
"de",
"dv",
"dz",
"ee",
"el",
"en",
"eo",
"es",
"et",
"eu",
"fa",
"ff",
"fi",
"fj",
"fo",
"fr",
"fy",
"ga",
"gd",
"gl",
"gn",
"gu",
"gv",
"ha",
"he",
"hi",
"ho",
"hr",
"ht",
"hu",
"hy",
"hz",
"ia",
"id",
"ie",
"ig",
"ii",
"ik",
"io",
"is",
"it",
"iu",
"ja",
"jv",
"ka",
"kg",
"ki",
"kj",
"kk",
"kl",
"km",
"kn",
"ko",
"kr",
"ks",
"ku",
"kv",
"kw",
"ky",
"la",
"lb",
"lg",
"li",
"ln",
"lo",
"lt",
"lu",
"lv",
"mg",
"mh",
"mi",
"mk",
"ml",
"mn",
"mr",
"ms",
"mt",
"my",
"na",
"nb",
"nd",
"ne",
"ng",
"nl",
"nn",
"no",
"nr",
"nv",
"ny",
"oc",
"oj",
"om",
"or",
"os",
"pa",
"pi",
"pl",
"ps",
"pt",
"qu",
"rm",
"rn",
"ro",
"ru",
"rw",
"sa",
"sc",
"sd",
"se",
"sg",
"si",
"sk",
"sl",
"sm",
"sn",
"so",
"sq",
"sr",
"ss",
"st",
"su",
"sv",
"sw",
"ta",
"te",
"tg",
"th",
"ti",
"tk",
"tl",
"tn",
"to",
"tr",
"ts",
"tt",
"tw",
"ty",
"ug",
"uk",
"ur",
"uz",
"ve",
"vi",
"vo",
"wa",
"wo",
"xh",
"yi",
"yo",
"za",
"zh",
"zu",
"zh-CN",
"zh-TW",
"pt-BR"
]
}
}
},
"required": [
"clipData"
],
"additionalProperties": false,
"$schema": "http://json-schema.org/draft-07/schema#"
}
Ask Reelwire for the same document yourself, without signing in:
curl "http://localhost:4000/v1/formats/template/tpl_abd904ec6309?variant=Mortgage%20rates&version=1.0.0"
Delivery JSON
Your own system sends this to one of your streams, POST /v1/stream, and every channel listening to
that stream draws it with its template. data is the document described above; a stream with an
empty field map passes it to the template unchanged. Try it first on POST /v1/stream/validate,
which answers the same without publishing anything. Streams and feeds
explains the rest, including how to map a document of your own shape instead.
{
"streamId": "st_your_stream_id",
"eventId": "01M2SQMKK3G1NVFXV31DCBVB95",
"occurredAt": "2026-09-23T07:00:00Z",
"locale": "en",
"data": {
"clipData": {
"status": "Rates this week",
"headline": "Fixed rates edge lower again",
"asOf": "Week of 12 October 2026",
"rates": [
{
"rate": 4.19,
"unit": "%",
"change": -0.12,
"product": "2-year fixed"
},
{
"rate": 4.29,
"unit": "%",
"change": -0.08,
"product": "5-year fixed"
},
{
"rate": 4.64,
"unit": "%",
"change": 0.03,
"product": "10-year fixed"
},
{
"rate": 4.49,
"unit": "%",
"change": -0.25,
"product": "Tracker, 2 years"
},
{
"rate": 4.35,
"unit": "%",
"change": -0.1,
"product": "First-time buyer, 5 years"
}
],
"example": {
"label": "On 300,000 over 25 years at 4.29%",
"value": "1,632 a month"
},
"photo": {
"alt": "Soft waves of blue, violet and orange",
"url": "media://example-image.jpg"
},
"cta": {
"label": "Book a mortgage chat",
"detail": "+44 20 7946 0321"
},
"brokerage": "Larkspur Realty Ltd",
"disclosure": "Your home may be repossessed if you do not keep up repayments on your mortgage. Representative example: 300,000 over 25 years at 4.29% fixed for 5 years, then 7.49% variable; 1,632 a month, 6.1% APRC. Larkspur Realty Ltd, licence 0612345.",
"look": {
"logo": "auto",
"pace": "calm",
"align": "start",
"theme": "brand",
"corners": "soft",
"logoSize": "auto"
}
},
"metaData": {
"title": "Mortgage rates this week: fixed rates edge lower again",
"captionTiny": "Rates this week: 2-year fixed 4.19%, 5-year fixed 4.29%, both lower. Book a mortgage chat.",
"captionShort": "Mortgage rates this week: fixed rates edged lower again, with the 2-year fixed at 4.19% and the 5-year fixed at 4.29%. Trackers fell the most, to 4.49%. Buying or remortgaging? Book a chat and we will find your rate. Your home may be repossessed if you do not keep up repayments.",
"captionMedium": "Mortgage rates for the week of 12 October 2026. Fixed rates edged lower again: the 2-year fixed is down 0.12 points to 4.19% and the 5-year fixed down 0.08 to 4.29%, while the 10-year fixed is a touch higher at 4.64%. Two-year trackers fell the most, by a quarter of a point to 4.49%, and first-time buyers can fix for five years at 4.35%. On 300,000 over 25 years at 4.29%, that is 1,632 a month. Buying or remortgaging this autumn? Book a mortgage chat with us. Your home may be repossessed if you do not keep up repayments on your mortgage.",
"captionLong": "Mortgage rates for the week of 12 October 2026, and good news for buyers: fixed rates edged lower again. The 2-year fixed is down 0.12 points to 4.19% and the 5-year fixed down 0.08 to 4.29%, while the 10-year fixed is a touch higher at 4.64%. Two-year trackers fell the most, by a quarter of a point to 4.49%, and first-time buyers can now fix for five years at 4.35%. On 300,000 over 25 years at 4.29%, repayments come to 1,632 a month. Whether you are buying your first home, moving up or your fixed rate is ending soon, now is a good time to compare: book a free mortgage chat and we will search the market for you. Representative example: 300,000 over 25 years at 4.29% fixed for 5 years, then 7.49% variable; 6.1% APRC. Your home may be repossessed if you do not keep up repayments on your mortgage. Larkspur Realty Ltd, licence 0612345.",
"hashtags": [
"mortgagerates",
"mortgage",
"firsttimebuyer",
"remortgage",
"realestate"
]
}
}
}
The delivery names no version: which build draws it is the channel's choice, the newest of its
variant or the one it is pinned to. eventId is a ULID you make once per event: sending the same
one again changes nothing. occurredAt is when the thing happened, not when you sent it. locale
is the language of the text in data, and data.locales carries other languages beside it.