Finance (Wealth and advice), Rate decision

A central bank's rate decision as a post, in a calm private office look: the bank's name and the date of the decision, the rate decided with the previous rate and the new one exactly as sent, in the brand's up or down colour, and the decision in your words, complete on the first frame. Up to three points on what it means for savers, borrowers and others are then told in turn, the source always in view, before the button and the adviser. Nothing is calculated or forecast, and the firm's legal line stands at the foot throughout. About two and a half seconds longer per point.

Template	Finance (Wealth and advice), tpl_509f3afb0e65
Variant	Rate decision
Version	1.0.0, the newest: what a channel following this variant draws
Shapes	9x16, 4x5, 1x1, 16x9, 2x3
Length	14 seconds

Example video

The 1x1 cut of this variant, drawn from its own worked example. Open the video on its own.

What it accepts

A central bank's rate decision: the bank, the date, the old and the new rate exactly as sent, up to three points on what it means for savers and borrowers, and the source, then the button. Nothing is computed or forecast: every figure and every word is yours. Your legal line stays at the foot throughout. About six seconds, and about two and a half seconds more per point. metaData is never drawn.

Field	Type	Required	Limit	What it is
clipData	group	yes		Clip data: Everything drawn in the clip: the bank, the date, the rate decided, the old and new rate, the decision in words, what it means in up to three points, the source, the call to action and your legal line.
clipData.section	text		up to 32 characters	Section: The section in the header, beside your title line, such as Rates.
clipData.kicker	text		up to 40 characters	Kicker: A short line above the bank's name, such as Interest rate decision.
clipData.bank	text	yes	up to 48 characters	Central bank: The central bank, set large, such as Bank of England.
clipData.date	text	yes	up to 40 characters	Date of the decision: The date of the decision. An ISO date such as 2026-11-06 is written out in the viewer's language; any other text is shown as you sent it.
clipData.rateName	text	yes	up to 40 characters	Name of the rate: Which rate was decided, such as Bank Rate.
clipData.oldRate	number	yes	from -10, to 100, 3 decimals	Previous rate: The rate before the decision, in percent, as the bank published it, such as 4 or 3.75.
clipData.newRate	number	yes	from -10, to 100, 3 decimals	New rate: The rate after the decision, in percent, as the bank published it, such as 3.75.
clipData.oldLabel	text		up to 24 characters	Caption of the previous rate: The caption under the previous rate, such as Previous.
clipData.newLabel	text		up to 24 characters	Caption of the new rate: The caption under the new rate, such as New.
clipData.decision	text		up to 60 characters	The decision in words: The decision as the bank worded it, such as Cut by 0.25 percentage points. Written by you: nothing is worked out for you.
clipData.points	list		at least 1, up to 3	What it means: Up to three points on what the decision means, each for a group such as savers or borrowers. Explain what the bank announced; never forecast what rates will do next unless the bank said so, and say so.
clipData.points[]	group			Point
clipData.points[].who	text	yes	up to 24 characters	For whom: The group the point is about, such as Savers.
clipData.points[].meaning	text	yes	up to 150 characters	What it means: One or two sentences, as the bank or your adviser would say them.
clipData.source	text	yes	up to 140 characters	Source: Where the decision comes from, as a line, such as Source: Bank of England announcement of 6 November 2026. Required: a rate decision is shown only with its source.
clipData.cta	group			Call to action: The button at the end and the line under it, such as a web address, a handle or a phone number.
clipData.cta.label	text	yes	up to 28 characters	Button: What the button says.
clipData.cta.detail	text		up to 48 characters	Line under it: An address, a handle, an app, a phone number.
clipData.legal	text	yes	up to 400 characters	Legal line: Who authorises and regulates you, and that this is not advice and capital is at risk, as your regulator asks. Shown at the foot from the first frame to the last; a long line is set smaller, never cut.
clipData.footnote	text		up to 200 characters	Small print: Any other line that must be shown, such as that rates may change at the next meeting.
clipData.look	group			Look: How the clip looks and moves. The same six switches in every format (theme, pace, corners, alignment, logo, logo size). Leave any out for the package's default: the brand's colours, calm, softly rounded, centred.
clipData.look.theme	enum		brand, light, dark, bold	Theme: Brand: your brand's own colours and background. Light or dark: a page tinted with your brand colour. Bold: your brand colour as the page.
clipData.look.pace	enum		calm, standard, punchy	Pace: How things arrive: calm fades, a standard rhythm, or punchy slams and hard cuts.
clipData.look.corners	enum		square, soft, round	Corners: The shape of cards, pictures and buttons.
clipData.look.align	enum		start, centre	Text alignment: Where the text lines up.
clipData.look.logo	enum		auto, free	Logo: The style's own: the logo on a small plate so it reads on any page. As it is: the logo whole, with no plate, frame or crop, for a logo made to stand on the page, such as one with a transparent background. As it is, make sure your logo reads on the page of the theme you choose.
clipData.look.logoSize	enum		auto, small, large	Logo size: Standard is the style's own size. Small draws the logo a fifth smaller, with its plate. Large draws it a quarter larger wherever the style has room for it, and at the standard size where it has none.
metaData	group			Meta data: Everything about the post that is never drawn in the clip: its title, its description in four lengths, one per kind of platform, and its hashtags. Reelwire adds the brand's description, link and hashtags after it. Left out, the post text is generated from the clip data.
metaData.title	text		up to 100 characters	Title: Used where the platform has a title of its own: Facebook Feed, LinkedIn, Pinterest and YouTube. Up to 100 characters, which every one of them takes.
metaData.captionTiny	text		up to 200 characters	Tiny description (Pinterest, Threads, X): Up to 200 characters. The brand's description, link and hashtags follow it within the platform's limit.
metaData.captionShort	text		up to 500 characters	Short description (Telegram, Threema, WeChat, WhatsApp): Up to 500 characters. The brand's description, link and hashtags follow it within the platform's limit.
metaData.captionMedium	text		up to 1500 characters	Medium description (Discord, Facebook Reels, Instagram, LinkedIn, Signal, Slack, TikTok): Up to 1500 characters. The brand's description, link and hashtags follow it within the platform's limit.
metaData.captionLong	text		up to 4000 characters	Long description (Facebook Feed, YouTube): Up to 4000 characters. The brand's description, link and hashtags follow it within the platform's limit.
metaData.hashtags	list		up to 15	Hashtags: Written without the #. Up to 15, which every platform takes.
metaData.hashtags[]	text		up to 60 characters	Hashtag

locales carries other languages: under each language code, the parts of clipData and metaData that differ, laid over the default, so a language with no copy still renders.

A picture is always a file from your media library: media:// followed by its id or its name. Anything the table does not list is refused, and so is anything over its limit, with a 400 schema_validation error that names the field.

Ask Reelwire for the whole JSON Schema, the document your content is checked against, without signing in:

curl "https://app.reelwire.io/v1/formats/template/tpl_509f3afb0e65?variant=Rate%20decision&version=1.0.0"

Delivery JSON

Your own system sends this to one of your streams, POST /v1/stream, and every channel listening to that stream draws it with its template. data is the document described above; a stream with an empty field map passes it to the template unchanged. Try it first on POST /v1/stream/validate, which answers the same without publishing anything. Streams and feeds explains the rest, including how to map a document of your own shape instead.

{
  "streamId": "st_your_stream_id",
  "eventId": "01M2SQMKK3G1NVFXV31DCBVB95",
  "occurredAt": "2026-09-23T07:00:00Z",
  "locale": "en",
  "data": {
    "clipData": {
      "section": "Rates",
      "kicker": "Interest rate decision",
      "bank": "Bank of England",
      "date": "2026-11-06",
      "rateName": "Bank Rate",
      "oldRate": 4,
      "newRate": 3.75,
      "oldLabel": "Previous",
      "newLabel": "New",
      "decision": "Cut by 0.25 percentage points",
      "points": [
        {
          "who": "Savers",
          "meaning": "Banks may pay less interest on variable rate savings accounts. Fixed rates already agreed are not affected."
        },
        {
          "who": "Borrowers",
          "meaning": "Monthly payments on variable rate mortgages may fall. Fixed rate deals are unchanged until they end."
        },
        {
          "who": "Investors",
          "meaning": "Changes in rates can move the prices of bonds and shares in either direction."
        }
      ],
      "source": "Source: Bank of England, Monetary Policy Summary, 6 November 2026",
      "cta": {
        "label": "Talk to an adviser",
        "detail": "ashcombe-rye.example/rates"
      },
      "legal": "Ashcombe & Rye Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This is a summary of a public announcement, not advice. The value of investments and the income from them can fall as well as rise. Capital at risk.",
      "footnote": "Rates are as announced on the date shown and can change at any time.",
      "look": {
        "logo": "auto",
        "pace": "calm",
        "align": "centre",
        "theme": "brand",
        "corners": "soft",
        "logoSize": "auto"
      }
    },
    "metaData": {
      "title": "Bank Rate cut to 3.75%: what it means",
      "captionTiny": "The Bank of England cut Bank Rate from 4% to 3.75% on 6 November 2026. What it may mean for savers and borrowers. Not advice.",
      "captionShort": "The Bank of England cut Bank Rate from 4% to 3.75% on 6 November 2026. What it may mean for savers, borrowers and investors, in three points. Source: Bank of England. Not advice. Capital at risk.",
      "captionMedium": "The Bank of England cut Bank Rate by 0.25 percentage points, from 4% to 3.75%, on 6 November 2026. For savers, banks may pay less interest on variable rate accounts. For borrowers, payments on variable rate mortgages may fall. For investors, bond and share prices can move either way. Source: Bank of England, Monetary Policy Summary. This is a summary of a public announcement, not advice. Talk to an adviser about your own situation.",
      "captionLong": "The Bank of England cut Bank Rate by 0.25 percentage points, from 4% to 3.75%, on 6 November 2026. What does it mean? For savers, banks may pay less interest on variable rate savings accounts, while fixed rates already agreed are not affected. For borrowers, monthly payments on variable rate mortgages may fall, and fixed rate deals are unchanged until they end. For investors, changes in rates can move the prices of bonds and shares in either direction. Source: Bank of England, Monetary Policy Summary, 6 November 2026. This is a summary of a public announcement, not advice, and rates can change at any time. Ashcombe & Rye Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The value of investments and the income from them can fall as well as rise. Capital at risk. Talk to an adviser about your own situation.",
      "hashtags": [
        "bankrate",
        "interestrates",
        "savings",
        "mortgages",
        "wealthmanagement"
      ]
    }
  }
}

The delivery names no version: which build draws it is the channel's choice, the newest of its variant or the one it is pinned to. eventId is a ULID you make once per event: sending the same one again changes nothing. occurredAt is when the thing happened, not when you sent it. locale is the language of the text in data, and data.locales carries other languages beside it.